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Will I?

Will I have enough money to live the lifestyle I want?

When can I relax and be less stressed about financial issues?

Will I ever be able to afford to retire?

Will America go through another crisis like 2008/09?


We use our experience and insight to follow a fact-based global approach that works in good times and bad to give you the peace of mind you deserve.

We give you the tools you need to live a hassle-free life – the good life! Let your money work as hard as you do.

We have a history of success with an unwavering commitment to you.

You are in control. You will be financially secure.


We are fiduciaries, all the time.

We use a fiduciary process to create your plan and build your investment portfolio using exchange-traded funds (ETFs) and mutual funds from Avantis, Dimensional Fund Advisors, Vanguard, iShares, and other funds that make the grade.

We monitor your investments to make sure they stay aligned with your needs and goals. We make the necessary changes, so you don’t have to.


You cannot beat the markets by guessing tomorrow’s news.

A structured investment approach will add value with a higher reliability and confidence level than one based on guessing. 

We diversify across global markets based on our clients’ situations and needs, buying funds that are low-cost, tax-efficient and have a proven track record of success.


Being fee-only, we have no products to sell except advice.

Here is our current fee schedule:

First $1,000,000……………………………………………………. 1.25%

Next $1,500,000 ……………………………………………………. 1.00%

Next $2,500,000 …………………………………………………. 0.80%

Next $5,000,000 ……………………………………………………. 0.60%

Above $10,000,000 …………………………………………………0.50%


Our ideal client:

  • is a retiree or pre-retiree who enjoys open, honest, and genuine personal relationships.
  • prefers hearing the truth about their situation.
  • commits to implementing a written strategy.
  • wants the freedom and simplicity of having a Financial Advisor.
  • is a true financial “delegator” who looks for, respects, and follows professional advice.
  • acts based on disciplined financial planning objectives instead of reacting to changing world events and outside opinions.
  • is comfortable with our fee structure based on investment assets of $500,000 or more.

The Other side of the Equation

Are our fees worth it? You decide:

  • According to this research paper by Vanguard, an advisor adds “about 3%” per year.
  • In this one by Morningstar, an advisor adds about 20% more in annual retirement income when they do some things that advisors do.
  • In this one by Russell Investments, it’s 4.81% per year.

We know the items spelled out in these papers and use them to help our clients have retirement security.

Planning Your Estate

While most advisors refer you to outside attorneys, Michael Garry is a licensed attorney who has been implementing estate plans for years.

You don’t have to use Michael for your estate plan, but you can.

Creating an estate plan integrated with your financial plan may be easier and more cost-effective.  

Michael is licensed in Pennsylvania and New Jersey, and of course, legal fees may be in addition to fees for investment advisory services.

Please call or text us at 267-573-1019 to find out more.

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©2006-2023 Yardley Wealth Management, LLC. All rights reserved.

Based on 35 reviews
Randy H
Randy H
Yardley Wealth Management has proved to be a very competent and professional organization to my husband and I. They make themselves available, listen to our needs, and follow through quickly and transparently. I feel confident putting my future in their hands. As a side note, everyone in the office is approachable and dependable. You won't be sorry!
jim bowker
jim bowker
I am so pleased with Yardley Wealth. I have spent years not moving forward on what I knew had to be done to have peace of mind. Yardley Wealth has an incredible staff! They are knowledgeable, patient, did I say knowledge? Without a doubt!! They work as a team, never make you feel stupid, and will explain everything step by step, and if needed do it again. I go into this new year with confidence that my affairs are in order. Please give a call to Mike. You will not regret it. Mike is a Professional! He will make you feel at ease the moment you make that first phone call! I hope you do! Carol Bowker
Neil Milgram
Neil Milgram
After having dealt with an advisor who did not communicate and failed to abide by our wishes, resulting in limited, if any growth, we were given Michael Garry and Yardley Wealth Management as a group to review and consider.. One meeting with Michael was all it took to move our accounts over. We have been with Yardley Wealth Management for quite a few years now, and have not regretted our decision. Their management of our portfolio, which is evident from its growth over the years, along with their accessibility, straight forwardness, and detailed answers to any questions, make them a well rounded organization that we continue to enjoy and prosper from.
Rosemary Tierney
Rosemary Tierney
For the last twelve years my sister, Rosemary Tierney, has relied on the sage advice of Michael Garry, CEO of Yardley Wealth Management. She has asked my assistance in submitting this review. During this period, Michael has aided her in making financial decisions through his key investment advice and guided her in maintaining a healthy investment portfolio. Michael's advice has been key in helping her to determine what needed to be done during a sometimes volatile climate. His credentials and expertise are further demonstrated through his authorship of the book, A Smart Person's Guide to Financial Planning & Investments, a key tool in helping anyone understand the world of finance. According to several discussions with my sister, she related that Michael has been her "go to" person, providing the confidence she needed to make decisions about her portfolio. The key words in many relationships are confidence and trust. Rosemary feels that Michael has earned both during this period of working with him. He has indeed gained her confidence and trust, and she offers praise and thanks for his assistance in guiding her through this financial journey. -- Rosemary Tierney with Denis Smith
Anne Biggs
Anne Biggs
I’m so happy with this company! Mike and his smart, friendly staff—lots of women!!—made me feel at home immediately. My confidence in all of them has grown from there. In fact, my daughter and her husband have joined me as clients of YWM and are as pleased with the capabilities, services and personalities as I am. Knowledgeable, confident, open and approachable, quick with responses to every question and concern. Mike’s also an attorney, which enriches his background—it’s great to have all that experience available to me. I love knowing that this team is working on my behalf, my own experts answering all my questions and advising me, so I don’t have to worry about it. I feel as though I’ve found “my place” with Mike and his team. (I also really like Mike’s occasional emails addressing common concerns or something that’s popped up in the news. Clever and very readable!)
Fred Van Sickle
Fred Van Sickle
Susan and I have worked with Mike since he began his business many years ago. He has been a constant as we built our financial future, and we are grateful for his sound and practical advice. Our adult children are now working with him!
Linda Fi
Linda Fi
I highly recommend Yardley Wealth Management. Mike transformed my previous advisor's fee heavy portfolio into one that kept my best interests in mind. Mike is easy to talk to and takes the time to explain complicated information. Plus, Mike and his team show concern for me as a person. I trust Yardley Wealth Management with my finances.
Nancy Burdette
Nancy Burdette
Mike and staff are amazing! So knowledgeable, always willing to share and educate. Mike is authentic, down to earth, as well as patient in translating financial information into easy to understand terms. Since handing over my finances to Mike, my mind is at ease knowing he’s looking out for my best interests. Thanks, Mike! So glad I was listening when you were the guest financial expert on Wharton Business radio several years ago..
Bart Minsky
Bart Minsky
My wife and I have been with Mike Garry and the YWM team for several years. They helped us consolidate our highly varied and unmanaged investment accounts into a single user-friendly portfolio that they actively manage according to our changing needs. We feel extremely safe, comfortable, and trusting of the YWM team.